It bank and additionally produced $thirty two,000 during the contributions to communities that give community development functions and affordable houses
A comparison regarding two tests (one in which a lender scored Large Sufficient towards financing ensure that you one other obtained High enough) demonstrates that the financial institution with the better ranking towards the lending try had a higher portion of bodies-insured fund granted to LMI individuals and you will groups. But not, which searching for by itself wouldn't be a conclusive reasons why one to financial got significantly more achievements for the getting LMI consumers until the new exam in addition to chatted about the latest portion of regulators-insured funds in the lender's profile.
The last two standards were loss of reasonable houses and you will loss mitigation. Its unsure why these several standards are not combined to your you to since those two have a look at delinquency and you will default prices and you will assess if this type of prices Hawai installment loans were above, at otherwise less than globe averages and you will whether such costs end up in a loss in affordable casing.

